Golden Visa Europe The Ultimate Guide

A man holding two passports in front of a Golden Visa Europe map.

Researching Golden Visa Europe? Are you considering relocating to Europe, whether for personal or business reasons? If so, the concept of a “Golden Visa” might pique your interest. Golden Visas offers an enticing opportunity to secure residency in various European countries by making a specified investment, often in real estate or economic activities. In this comprehensive guide, we will provide you with all the essential information you need to know about Golden Visas in European countries, including answers to common questions and valuable resources for further exploration.

Table of Contents

  1. What is a Golden Visa?
  2. European Countries Offering Golden Visas
  3. Investment Requirements and Options
  4. Key Considerations
    • Tax Implications
    • Language Requirements
    • Family Inclusion
    • Renewal and Permanent Residency
    • Exit Strategies
  5. Common Questions
    • Which EU countries offer Golden Visas?
    • Which country in Europe has the cheapest Golden Visa?
    • Which country has the best Golden Visa in Europe?
    • Which countries in Europe can you buy citizenship?

1. What is a Golden Visa?

A plane passport Golden visa guide

Definition and Overview

A Golden Visa is a special type of residence permit that allows non-European Union (EU) citizens and their families to live and work in a European country in exchange for a specific investment. This investment typically involves real estate, capital, job creation, or government bonds.

Benefits of a Golden Visa

  • Residency Rights: Golden Visa holders and their families gain the right to live, work, and potentially study in the host country.
  • Visa-Free Travel: Access to visa-free or visa-on-arrival travel to Schengen Area countries.
  • Family Reunification: Many programs allow for the inclusion of spouses, children, and sometimes parents.
  • Path to Citizenship: In some cases, Golden Visa holders can apply for permanent residency or citizenship.

Common Misconceptions

  • Immediate Citizenship: Golden Visas do not guarantee citizenship; they provide residency rights.
  • Uniform Requirements: Each country has its own eligibility criteria and investment requirements.
  • Tax Implications: Tax obligations vary depending on the host country and your individual circumstances.

2. European Countries Offering Golden Visas







  • Minimum Investment: €1 million in innovative startups.
  • More Information: Italy Investor Visa


United Kingdom


Other European Countries with Similar Programs

  • Austria
  • Belgium
  • Hungary
  • Bulgaria
  • Lithuania
  • And more…

3. Investment Requirements and Options

Real Estate Investment

  • A popular choice in many countries.
  • Minimum investment amounts vary, with some starting at €250,000 and others at €2 million.
  • Luxury real estate properties often qualify and add prestige to your investment.

Capital Investment

  • Invest in government bonds, businesses, or funds.
  • Minimum investment thresholds range from €1 million to €2 million.

Job Creation

  • Some programs encourage job creation by investing in or starting businesses.
  • Job creation requirements can vary, typically between 5 to 20 jobs.

Government Bonds

  • Invest in government-approved bonds, often with a set maturity period.
  • Minimum investment amounts vary but can start at €500,000.

Luxury Real Estate and Golden Visas

Investing in luxury real estate can be an attractive option for obtaining a Golden Visa. Many European countries offer programs where luxury properties meet the minimum investment requirements. These high-end properties often come with added perks, such as beautiful locations, premium amenities, and potential for appreciation.

4. Key Considerations

Tax Implications

  • Understand the tax implications of your investment and residency status.
  • Seek advice from tax professionals to optimize your financial situation.

Language Requirements

  • Some countries may require proof of language proficiency.
  • Others have no language requirement.

Family Inclusion

  • Many Golden Visa programs allow you to include your spouse, children, and sometimes parents.

Luxury Real Estate


Oia, santorini, greece, greece, greece, gree.

Investing in luxury real estate in Europe can be an effective strategy for obtaining a Golden Visa in several European countries. Here’s how buying luxury real estate can help you secure a Golden Visa:

  1. Meeting Investment Requirements: Many European countries with Golden Visa programs require a significant investment in real estate as one of the eligible investment options. Luxury real estate often commands a higher value, making it easier to meet or exceed the minimum investment threshold set by the host country. For example, in Portugal, the minimum investment for a Golden Visa is €500,000, and luxury properties can meet or exceed this amount.
  2. Asset Appreciation: Luxury properties in prime locations tend to appreciate over time. By investing in high-end real estate, you not only fulfill the investment requirement for the Golden Visa but also potentially benefit from property appreciation, increasing the overall value of your investment.
  3. Residency Eligibility: Once you purchase luxury real estate that meets the program’s criteria, you become eligible for the Golden Visa. This residency permit allows you and your family to live, work, and study in the host country, enhancing your lifestyle and providing access to various opportunities.
  4. Family Inclusion: In most Golden Visa programs, family members can be included in the application. This means that your spouse, children, and sometimes even parents can also benefit from the residency rights granted by the Golden Visa. Owning luxury real estate can provide a comfortable and prestigious living environment for your family.
  5. Visa-Free Travel: Many Golden Visa programs offer the additional benefit of visa-free or visa-on-arrival travel to other Schengen Area countries. This can be particularly valuable if you enjoy traveling within Europe for business or leisure.
  6. Quality of Life: Luxury real estate often comes with amenities, security, and a high standard of living. This can significantly improve your overall quality of life and provide a comfortable and prestigious living environment for you and your family.
  7. Path to Citizenship: In some cases, Golden Visa holders can eventually apply for permanent residency or even citizenship in the host country. The investment in luxury real estate can be a stepping stone toward achieving long-term residency goals.
  8. Market Stability: Prime luxury real estate markets in Europe are generally stable and resilient, offering a secure investment environment. Investors often view luxury real estate as a safe haven for their capital.

It’s essential to conduct thorough research and seek guidance from legal and immigration professionals who specialize in Golden Visa programs in the specific European country you are interested in. Each country has its own set of requirements and regulations, and the eligibility criteria may evolve over time. Additionally, consider the tax implications and any associated costs when investing in luxury real estate as part of your Golden Visa application.

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